Specified Illness Cover

Specified Illness Cover provides payment of a capital sum if the life assured is diagnosed as suffering from a specified illness which is covered by the particular policy chosen. The policies are designed to make a single payout.

Specified illness insurance
  • More comprehensive cover

  • Can help to clear your mortgage or reduce your mortgage repayments

  • Can help to clear any of your other loans

  • Can help replace loss of income

  • Can help reduce the pressure on you to return to work before you are ready to return

  • If you are self employed it can provide a lump sum to hire someone to carry out your duties until you are ready to return to work

  • It can be used to cover medical expenses

  • It can be used to modify your home if you suffer a debilitating injury

Types of Specified Illness cover

Independent Specified Illness cover
Where customers choose Life & Specified Illness insurance cover, in the event of a Specified Illness claim their life insurance cover is unaffected.

Accelerated Specified Illness cover
Where customers choose Accelerated cover, the life insurance cover chosen is either reduced or cancelled as a result of a Specified Illness insurance claim.

Important information

Danske Bank has selected Irish Life as its preferred provider for Specified Illness Cover business after an extensive tender process of Life assurance providers. Irish Life is the largest provider of protection products in Ireland and has been providing these products for 70 years.

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