- More comprehensive cover
- Can help to clear your mortgage or reduce your mortgage repayments
- Can help to clear any of your other loans
- Can help replace loss of income
- Can help reduce the pressure on you to return to work before you are ready to return
- If you are self employed it can provide a lump sum to hire someone to carry out your duties until you are ready to return to work
- It can be used to cover medical expenses
- It can be used to modify your home if you suffer a debilitating injury
Types of Specified Illness cover
Independent Specified Illness cover
Where customers choose Life & Specified Illness insurance cover, in the event of a Specified Illness claim their life insurance cover is unaffected.
Accelerated Specified Illness cover
Where customers choose Accelerated cover, the life insurance cover chosen is either reduced or cancelled as a result of a Specified Illness insurance claim.